A budget you can actually keep
Limits per category, a daily "left to spend" figure and savings goals that fill up on their own, in plain view on one screen.
Coming soon to the App Store
iPhone and iPad · One email at launch, nothing else. Unsubscribe in one click.

Monthly limits with progress you can read at a glance
Set a limit for the categories that matter. Each one shows what you have spent against its limit, with a bar that turns amber as you approach it and red when you pass it.
- A monthly limit per category
- An alert level you choose, for example 80%
- Optionally roll the unused amount over to the next month
Left to spend, today
From your income, what you have spent and the bills still ahead, Financio works out how much is left this month and roughly how much per day, so you know whether you can say yes to the dinner out.
Savings goals and reserves
Put money aside for a goal, a holiday or a rainy day. Savings pockets and reserves are tracked apart from your monthly spending, with a target and a date, so saving never looks like overspending.
- Savings pockets with a target amount and date
- Reserves for planned expenses (Premium)
- Moving money to savings is not counted as spending
Recurring bills, handled
Add rent, salary and subscriptions once. Financio records them when they are due and reminds you beforehand. It can also spot payments that repeat in your history and suggest adding them.
Frequently asked questions
How does the budget feature work?
You set a monthly limit for a category and Financio tracks your spending against it, with an alert at the level you choose. A "left to spend" figure shows what remains this month and per day.
Can I save for a goal?
Yes. Savings pockets and reserves let you set a target and a date, and track progress separately from your everyday spending.
Is there a free plan?
Yes. The Standard plan is free, with limits such as three budget limits; Premium removes them.
Keep exploring
Expense tracker
Add a purchase in a few taps, find any transaction later, and see where your money goes, without ads and without connecting your bank.
Read more →Spending insights
Most apps stop at charts. Financio reads your money for you: what changed, why, and what to look at first.
Read more →Family budget app
Share one budget with a partner or family member, each with their own login.
Read more →Understand your money, not just track it
Free to start, 14-day trial of everything Premium.
Coming soon to the App StoreiPhone and iPad · One email at launch, nothing else. Unsubscribe in one click.
